Harper Robinson

Managed our family finances properly for the first time in 10 years

I do the books for my husband's small business as well as managing our home finances. I have no formal finance training. I was always winging it and always anxious about it. I started using ChatGPT as a financial thinking partner. Not for advice — just for understanding. "Explain to me in simple terms how GST quarterly reporting works and what I actually need to do." "We have $X in the business account. There's a tax bill coming in 3 months and we want to buy a piece of equipment. Help me think through how to manage this." "What does a basic profit and loss statement need to include? Help me set one up." Six months later I actually understand what I'm doing. Not just following steps — understanding. The anxiety hasn't disappeared but it's much less because I know what's happening. My accountant noticed the difference at our last meeting. She said the information I provided was much more organised this year. I didn't tell her why.